Terms of Service

Introduction

Stockpilo is an AI-powered stock analysis platform that provides users with real-time market data, daily stock insights, and AI-generated analysis. Our goal is to make stock market information accessible, fast, and intelligent.

These Terms of Service govern your access to and use of the Stockpilo platform, including our website, dashboard, and all associated services. Please read them carefully before using Stockpilo.

Acceptance of Terms

By accessing or using Stockpilo, you confirm that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, you must not access or use the platform.

Nature of the Service

• Always consult a qualified financial advisor before making any investment decisions.
• Past performance of any stock or market instrument is not indicative of future results.
• Investing in securities involves risk, including the possible loss of principal.
• Stockpilo does not execute trades and is not a brokerage or investment service.

Data Sources

Market data displayed on Stockpilo is sourced from third-party providers including Financial Modeling Prep (FMP) and other licensed data vendors. While we strive for accuracy, Stockpilo does not guarantee the completeness, timeliness, or accuracy of any data displayed.

• Data may be delayed or temporarily unavailable due to third-party outages.
• Stockpilo is not responsible for errors in data sourced from external providers.
• Verify critical financial data through official exchange sources before relying on it.

AI-Generated Content

Stockpilo uses large language models (including OpenAI's GPT models) to automatically generate stock analysis, market summaries, and portfolio insights displayed on the platform.

• AI summaries may not reflect developments after the time of generation.
• Stockpilo does not manually review AI-generated content before it is displayed.
• The models used are general-purpose tools, not trained financial advisors.

User Accounts

To access certain features of Stockpilo, you must create an account. You are responsible for maintaining the confidentiality of your credentials and all activity under your account.

• Do not share your account credentials with any third party.
• Notify us immediately of any unauthorized use of your account.
• Do not use the platform for any unlawful or unauthorized purpose.
• Stockpilo reserves the right to suspend accounts that violate these Terms.

Intellectual Property

All content, design, code, branding, and functionality on Stockpilo is the exclusive property of Stockpilo and its licensors. You may not reproduce, distribute, or create derivative works without prior written permission.

• You may not scrape or use automated means to extract data from the platform.
• Personal, non-commercial use is permitted with attribution intact.

Limitation of Liability

To the fullest extent permitted by law, Stockpilo shall not be liable for any financial losses, damages, or decisions made based on information provided by the platform.

Changes to Terms

Stockpilo reserves the right to update these Terms at any time. We will notify users of material changes by updating the date at the top of this page. Your continued use of the platform after any changes constitutes your acceptance of the revised Terms.

Contact

For questions or concerns regarding these Terms, please reach out: